SPEND + SAVE + GENERATE PROFIT

Ever paid your clinic staff more than yourself? 

THEN IT'S TIME TO REVERSE THAT

Change your clinic or salon from a cash-eating monster
into a money-making machine

HOW?

By using the internationally renowned
and proven Profit First® methodology

(Eliminate debt. And generate profit.)

Do you struggle with juggling funds in your business?

Are any of these keeping you awake at night?

  • Paying your BAS and/or tax obligations
  • Recurring payment plan with the Tax Dept 
  • Erratic or excessive stock purchases
  • Sometimes (or often) paying others more than yourself
  • Stressed about your bank balance
  • Worried you can't pay the bills
  • No profit being generated
  • Don't know where more profit could come from within your business

WHAT IF ALL THOSE WORRIES DIDN'T HAVE TO HAPPEN?

What if I said that being profitable doesn't need to be stressful?

What if you could...  

✦ Eliminate your debt   

✦ Generate profit 

✦ Reorganise your cashflow

By doing just one thing

Replacing your complex accounting system with a radically simple, stress-reducing method that makes managing your cashflow easy... while also increasing your profit. 

That methodology is called Profit First®. 

It’s geared to make sure you put money (i.e., your profit) into a separate bank account first (so you can spend it on yourself later) and removes the stress from paying bills and tax because the money’s already sitting there, in the bank, ready to use. 

Introducing the 4-week SpendSaver™ Course

Reorganise your cashflow | Generate Profit | Reduce Stress

The SpendSaver™ Course is a customised version of Profit First,
specifically suited to the clinic and salon industries

It’s easy to understand, uses industry-based language and guarantees you have 
the money to pay your bills and tax… as well as ongoing profit to spend on yourself.

HOW DOES IT WORK?

Remember the long-used practice of divvying up your income to cover your costs and bills? 
Profit First works the same way. But instead of splitting your income into envelopes, 
you bucket it into bank accounts. 

THAT ENSURES THE MONEY'S THERE WHEN YOU NEED IT (LIKE BAS OR TAX TIME)
AND TAKES THE STRESS OUT OF PAYING YOUR BILLS. 

I’ve personally found (as have many clients) that I no longer need to juggle funds.
I can easily see the available money by simply looking at what’s sitting there waiting to spend,
in my bank accounts. 

By divvying up your income into five simple buckets, you immediately know where your business is going and you can make decisions based on what’s right there in front of you, in real time 
(instead of waiting for the books to be done by the accountant). 

AND THEN THERE'S THE DELIGHT OF HAVING PROFIT TO SPEND

There’ll always be money sitting in your profit account, to use how you wish. 
You can buy something your want, pay off debt or invest in your future. It’s up to you.

What’s inside the 4-Week SpendSaver™ Course?

What’s the SpendSaver™ 
Course based on?

Profit First® is a worldwide phenomenon. 
It’s a simple cash management system that helps ensure you make a profit. 

The world-renowned Profit First money management methodology was developed by Mike Michalowicz, and published in his global bestselling book, by the same name. Since its creation, it’s helped drive profit growth in over 40,000 businesses globally.

(I promise, it won't disappoint.)

TWO-LEARNING OPTIONS

Over four sessions, the SpendSaver™ Course teaches you the foundations of the Profit First method 
and gives you a framework for the implementation of its cash management system.

SMALL GROUP COURSE

Numbers are limited 
Use group power to grow 

LENGTH: 4 weeks 
DATES: May, 2022
PRICE: $1,795 per person 

AHC & ABIC Special Member Offer $495

ONE-ON-ONE COURSE

Personal, focused attention 
Explanations tailored to your business 

LENGTH: 4 weeks 
DATES: DISCUSS AVAILABLE DATES
PRICE: $2,995 per business

(Stop juggling money. Reduce your stress.)

See what others have to say 
about the SpendSaver™ Course

CHRIS & AMIE, from AMIE ROSE BEAUTY

If you’re ready to make more profit, here’s my guarantee

"I guarantee you’ll make a clear and measurable profit by the end of the course! You may be thinking “that sounds great, but what if it doesn't work for me?” 

Because I believe in the program 100%, I’m willing to offer a money-back guarantee. If you feel that you have not received the information, support and content promised. I’ll refund your money 100%."
  
~ Neil Osborne
Certified Profit First Professional in Aust/NZ, 
exclusive to clinic and salon industries

BRANDS I'VE WORKED WITH

PROFIT FIRST CHANGED MY BUSINESS...
AND MY LIFE!

I WAS LIVING A LIE. 

On the outside: I had a multi-million-dollar product distribution business, an expensive BMW, my wallet carried gold credit cards and our second car was a sportscar. 

On the inside: I was struggling because I knew my secret. 

The truth was… my business wasn’t profitable. I struggled to pay for large product shipments, struggled asking clients to pay their outstanding invoices and was ashamed that I couldn’t pay my team what they were worth. 

I was working 7 days – thinking that if I worked more, I’d make more. How wrong I was. 

If you could have the last 10 years over again… would you run your business differently? Would you aim to be more profitable, second time around? 

If you’re nodding your head, I’d like to help. 
I’ve worked exclusively in the salon, clinic, and aesthetic markets for over three decades, teaching businesses and brands, how to be commercially clever.

When I came across the "Profit First" book several years ago, it was a revelation. As I applied its principles, it completely transformed the way I handled my business finances and true to the book's claims, profit and success resulted. 

I'm now one of only 40 finance professionals in Australia who have achieved Profit First Certification, as a Profit First Professional. My 30+ years of industry-specific experience also allowed me to tailor the Profit First methodologies to suit the Hair, Beauty and Aesthetic industries. 

THAT INDUSTRY-BASED CUSTOMISATION IS CALLED THE SPENDSAVER™ COURSE. 

FAQ's

What's the difference between the Small Group Course and the One-on-One Course?

Both courses teach the same Profit First principles, frameworks, and content.
The Small Group Course is limited to a maximum of 10 participants per course and live Zoom lesson.
The One-on-One Course is for a business that may have multiple owners and/or would prefer to privately discuss their specific situation, while learning the Profit First methodology. 

Do I have to share my financials to do this course?

No, definitely not. This course teaches you the principles and frameworks for you to implement within your own business, using your own financials. 

I might struggle with implementing this methodology, is there extra help available should I need it? 

Extra support via email and in our Facebook Group is available throughout the course. Should you want personalised assistance, additional support is available upon request (POA). 

Can Profit First be used for a business that's already profitable, but wants to further improve their profitability and cash flow management? 

Yes, the Profit First methodology and structure is tailored to each business and allocations are calculated based on the businesses size, structure and turnover. Profit First suits both large and small businesses, as well as businesses that have multiple sites. 

My business is brand new. When should I implement Profit First? 

Immediately. In fact, the sooner you start with Profit First the sooner you'll master your financials and help your business run more efficiently. No matter how new your business is, you shouldn't wait to implement Profit First. 

Can I implement the Profit First system before my business is profitable?

Yes, it's always better to start right away. By implementing the system, you'll immediately establish ongoing profitability (instead of waiting for it to happen). Perhaps just start at a low percentage.. maybe 1% profitability, but start NOW! 

Where can I find a bank in my area that supports Profit First? 

Generally regional banks, community banks and credit unions are the best. Most of them don't charge a minimum balance fee for your accounts and also allow you to have an unlimited number of accounts, without cost. Please reach out at neil@thesalescatalyst.com.au if you’d like me to supply a list of banks to you. 

I want to pay as few taxes as possible. Shouldn’t I run up expenses to cut taxes?

That's one of the most damaging myths of money management. Running up expenses to reduce taxes is the same as spending ten dollars to save three - it's a very poor business practice. The goal is to run the business as profitably as possible (that's the only way to achieve financial freedom), and you should work closely with a Profit First Professional to understand additional ways to reduce your tax liabilities, as much as you can.

My business has debt. I can’t be profitable until I pay off all my debt. 

Wrong. In fact, the only way to pay off debt (which is simply past expenses that you haven’t yet paid for) is to be profitable. You must currently make more than you're currently spending, so you generate current profit. Then you use those profits to pay off your debt (past expenses). 

Can I use Profit First to identify a good business to buy? 

Yes! By doing a Profit First Instant Assessment on them - it shows what needs to be “corrected” in the numbers. If there's less correction, that = a better buy. 

WANT TO DISCOVER 
STRESS-FREE PROFITABILITY?

Join the SpendSaver™ Course

(And change how much profit you produce.)

COPYRIGHT 2021. ALL RIGHTS RESERVED